Assistant Credit Manager

The Assistant Credit Manager is responsible for supporting the credit manager in overseeing and managing the company's credit operations. They assist in evaluating and monitoring creditworthiness of customers, analyzing financial data, and implementing credit policies and procedures. The Assistant Credit Manager also plays a key role in conducting credit investigations, resolving credit-related issues, and enforcing debt collection.

Responsibilities

• Assess the creditworthiness of potential customers by reviewing financial statements and conducting credit risk analysis.
• Analyze and interpret credit reports and financial data to evaluate the creditworthiness of existing customers.
• Collaborate with sales and marketing teams to establish credit limits and terms for new and existing customers.
• Monitor and manage customer accounts to ensure timely collections and minimize bad debts.
• Investigate and resolve credit-related disputes, discrepancies, and overdue accounts.
• Implement and enforce credit policies and procedures to ensure compliance with industry regulations and standards.
• Collaborate with cross-functional teams to enhance the credit management process and identify areas for improvement.
• Prepare and present reports on credit metrics, accounts receivable aging, and credit risk analysis to management.

• Bachelor's degree in finance, accounting, or a related field.
• Proven experience in credit management or a similar role.
• Strong analytical and financial analysis skills.
• Knowledge of credit principles, risk assessment, and collection techniques.
• Excellent verbal and written communication skills.
• Ability to handle multiple tasks and meet deadlines.
• Proficient in using credit management software and tools.
• Attention to detail and accuracy in managing financial data.
• Strong problem-solving and decision-making abilities.
• Ability to work independently and in a team-oriented environment.

• Bachelor's degree in finance, accounting, or a related field.
• Proven experience in credit management or a similar role.
• Strong analytical and financial analysis skills.
• Knowledge of credit principles, risk assessment, and collection techniques.
• Excellent verbal and written communication skills.
• Ability to handle multiple tasks and meet deadlines.
• Proficient in using credit management software and tools.
• Attention to detail and accuracy in managing financial data.
• Strong problem-solving and decision-making abilities.
• Ability to work independently and in a team-oriented environment.